Call reports 2019
SECURITY BANK AND TRUST COMPANY — 2019
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 441,077,000 | 458,970,000 | 475,743,000 | 468,632,000 |
| Total loans | 337,457,000 | 356,509,000 | 368,015,000 | 361,509,000 |
| Allowance for loan losses | 1,202,000 | 1,203,000 | 1,194,000 | 1,152,000 |
| Securities available for sale | 65,923,000 | 60,830,000 | 62,677,000 | 64,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,328,000 | 394,562,000 | 412,823,000 | 412,784,000 |
| Interest-bearing deposits | 337,035,000 | 340,540,000 | 358,823,000 | 359,958,000 |
| Noninterest-bearing deposits | 51,293,000 | 54,022,000 | 54,001,000 | 52,826,000 |
| Equity capital | 41,963,000 | 43,424,000 | 44,789,000 | 46,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,729,000 | 9,801,000 | 15,079,000 | 20,353,000 |
| Interest expense | 1,248,000 | 2,661,000 | 4,122,000 | 5,497,000 |
| Net interest income | 3,481,000 | 7,140,000 | 10,957,000 | 14,856,000 |
| Noninterest income | 625,000 | 1,274,000 | 1,928,000 | 2,447,000 |
| Noninterest expense | 2,559,000 | 5,112,000 | 7,659,000 | 10,409,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,494,000 | 3,259,000 | 5,183,000 | 6,851,000 |
| Income tax | 59,000 | 146,000 | 261,000 | 333,000 |
| Net income | 1,435,000 | 3,113,000 | 4,922,000 | 6,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,709,000 | 41,433,000 | 42,254,000 | 44,291,000 |
| Total capital | 41,911,000 | 42,636,000 | 43,448,000 | 45,443,000 |
| Risk-weighted assets | 363,676,000 | 382,927,000 | 392,942,000 | 383,043,000 |