Call reports 2016
SECURITY BANK AND TRUST COMPANY — 2016
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 197,146,000 | 202,364,000 | 212,917,000 | 211,309,000 |
| Total loans | 152,713,000 | 155,935,000 | 166,878,000 | 161,772,000 |
| Allowance for loan losses | 597,000 | 598,000 | 598,000 | 596,000 |
| Securities available for sale | 14,645,000 | 15,231,000 | 14,679,000 | 14,861,000 |
| Securities held to maturity | 15,063,000 | 14,759,000 | 14,502,000 | 15,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,589,000 | 181,477,000 | 189,579,000 | 190,409,000 |
| Interest-bearing deposits | 145,830,000 | 151,045,000 | 157,995,000 | 159,247,000 |
| Noninterest-bearing deposits | 29,759,000 | 30,432,000 | 31,584,000 | 31,162,000 |
| Equity capital | 18,487,000 | 18,936,000 | 19,248,000 | 19,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,949,000 | 3,908,000 | 5,918,000 | 7,974,000 |
| Interest expense | 169,000 | 348,000 | 543,000 | 740,000 |
| Net interest income | 1,780,000 | 3,560,000 | 5,375,000 | 7,234,000 |
| Noninterest income | 247,000 | 516,000 | 794,000 | 1,147,000 |
| Noninterest expense | 1,024,000 | 1,983,000 | 3,003,000 | 4,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,003,000 | 2,093,000 | 3,166,000 | 3,675,000 |
| Income tax | 69,000 | 136,000 | 202,000 | 231,000 |
| Net income | 934,000 | 1,957,000 | 2,964,000 | 3,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,120,000 | 18,494,000 | 18,828,000 | 19,309,000 |
| Total capital | 18,717,000 | 19,092,000 | 19,426,000 | 19,905,000 |
| Risk-weighted assets | 154,077,000 | 159,273,000 | 168,363,000 | 163,606,000 |