Call reports 2015
SECURITY BANK AND TRUST COMPANY — 2015
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 178,931,000 | 173,930,000 | 186,827,000 | 192,023,000 |
| Total loans | 127,484,000 | 129,437,000 | 142,272,000 | 148,071,000 |
| Allowance for loan losses | 611,000 | 612,000 | 612,000 | 597,000 |
| Securities available for sale | 14,905,000 | 14,397,000 | 14,496,000 | 14,567,000 |
| Securities held to maturity | 15,809,000 | 15,503,000 | 15,076,000 | 15,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,665,000 | 154,210,000 | 161,651,000 | 169,700,000 |
| Interest-bearing deposits | 134,056,000 | 128,497,000 | 134,367,000 | 139,702,000 |
| Noninterest-bearing deposits | 25,609,000 | 25,713,000 | 27,284,000 | 29,998,000 |
| Equity capital | 17,825,000 | 17,824,000 | 18,234,000 | 18,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,467,000 | 5,303,000 | 7,199,000 |
| Interest expense | 154,000 | 306,000 | 468,000 | 631,000 |
| Net interest income | 1,576,000 | 3,161,000 | 4,835,000 | 6,568,000 |
| Noninterest income | 222,000 | 452,000 | 765,000 | 1,016,000 |
| Noninterest expense | 852,000 | 1,729,000 | 2,678,000 | 4,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,106,000 | 2,044,000 | 3,082,000 | 3,563,000 |
| Income tax | 68,000 | 121,000 | 196,000 | 224,000 |
| Net income | 1,038,000 | 1,923,000 | 2,886,000 | 3,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,582,000 | 17,795,000 | 18,085,000 | 18,539,000 |
| Total capital | 18,193,000 | 18,407,000 | 18,697,000 | 19,136,000 |
| Risk-weighted assets | 148,524,000 | 151,916,000 | 155,011,000 | 148,266,000 |