Call reports 2014
SECURITY BANK AND TRUST COMPANY — 2014
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 176,760,000 | 177,596,000 | 173,074,000 | 171,211,000 |
| Total loans | 122,603,000 | 123,495,000 | 121,772,000 | 118,894,000 |
| Allowance for loan losses | 619,000 | 615,000 | 610,000 | 611,000 |
| Securities available for sale | 18,888,000 | 19,085,000 | 19,197,000 | 19,309,000 |
| Securities held to maturity | 16,066,000 | 15,830,000 | 15,823,000 | 15,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,638,000 | 157,478,000 | 150,606,000 | 151,620,000 |
| Interest-bearing deposits | 133,956,000 | 131,622,000 | 127,388,000 | 127,144,000 |
| Noninterest-bearing deposits | 24,682,000 | 25,856,000 | 23,218,000 | 24,476,000 |
| Equity capital | 16,615,000 | 17,120,000 | 17,553,000 | 18,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,471,000 | 5,214,000 | 6,929,000 |
| Interest expense | 184,000 | 366,000 | 537,000 | 695,000 |
| Net interest income | 1,535,000 | 3,105,000 | 4,677,000 | 6,234,000 |
| Noninterest income | 320,000 | 576,000 | 825,000 | 1,074,000 |
| Noninterest expense | 821,000 | 1,610,000 | 2,406,000 | 3,762,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,034,000 | 2,071,000 | 3,096,000 | 3,546,000 |
| Income tax | 57,000 | 121,000 | 168,000 | 193,000 |
| Net income | 977,000 | 1,950,000 | 2,928,000 | 3,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,859,000 | 17,159,000 | 17,459,000 | 17,890,000 |
| Total capital | 17,478,000 | 17,774,000 | 18,069,000 | 18,501,000 |
| Risk-weighted assets | 134,706,000 | 135,663,000 | 134,496,000 | 132,077,000 |