Call reports 2013
SECURITY BANK AND TRUST COMPANY — 2013
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 169,959,000 | 169,591,000 | 174,454,000 | 174,180,000 |
| Total loans | 123,295,000 | 125,074,000 | 126,182,000 | 125,996,000 |
| Allowance for loan losses | 619,000 | 622,000 | 623,000 | 625,000 |
| Securities available for sale | 13,475,000 | 13,003,000 | 14,259,000 | 14,186,000 |
| Securities held to maturity | 12,797,000 | 12,404,000 | 16,074,000 | 16,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,386,000 | 149,532,000 | 157,101,000 | 155,938,000 |
| Interest-bearing deposits | 123,900,000 | 124,541,000 | 132,368,000 | 131,591,000 |
| Noninterest-bearing deposits | 23,486,000 | 24,991,000 | 24,733,000 | 24,347,000 |
| Equity capital | 16,346,000 | 15,976,000 | 16,250,000 | 16,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,556,000 | 5,338,000 | 7,153,000 |
| Interest expense | 258,000 | 464,000 | 663,000 | 860,000 |
| Net interest income | 1,524,000 | 3,092,000 | 4,675,000 | 6,293,000 |
| Noninterest income | 251,000 | 503,000 | 725,000 | 964,000 |
| Noninterest expense | 796,000 | 1,610,000 | 2,385,000 | 3,738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 979,000 | 1,985,000 | 3,025,000 | 3,529,000 |
| Income tax | 60,000 | 123,000 | 187,000 | 199,000 |
| Net income | 919,000 | 1,862,000 | 2,838,000 | 3,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,270,000 | 16,463,000 | 16,673,000 | 17,166,000 |
| Total capital | 16,889,000 | 17,085,000 | 17,296,000 | 17,791,000 |
| Risk-weighted assets | 130,021,000 | 131,563,000 | 133,950,000 | 136,926,000 |