Call reports 2012
SECURITY BANK AND TRUST COMPANY — 2012
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 168,560,000 | 163,769,000 | 163,734,000 | 168,970,000 |
| Total loans | 109,613,000 | 107,969,000 | 109,250,000 | 118,085,000 |
| Allowance for loan losses | 616,000 | 616,000 | 616,000 | 620,000 |
| Securities available for sale | 14,826,000 | 14,667,000 | 13,866,000 | 12,644,000 |
| Securities held to maturity | 12,775,000 | 12,778,000 | 12,786,000 | 12,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,966,000 | 146,102,000 | 145,884,000 | 150,990,000 |
| Interest-bearing deposits | 127,042,000 | 122,886,000 | 120,851,000 | 124,920,000 |
| Noninterest-bearing deposits | 21,924,000 | 23,216,000 | 25,033,000 | 26,070,000 |
| Equity capital | 15,868,000 | 16,058,000 | 16,241,000 | 16,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,949,000 | 3,817,000 | 5,648,000 | 7,485,000 |
| Interest expense | 258,000 | 495,000 | 737,000 | 981,000 |
| Net interest income | 1,691,000 | 3,322,000 | 4,911,000 | 6,504,000 |
| Noninterest income | 292,000 | 550,000 | 817,000 | 1,107,000 |
| Noninterest expense | 816,000 | 1,602,000 | 2,404,000 | 3,710,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,167,000 | 2,280,000 | 3,334,000 | 3,911,000 |
| Income tax | 72,000 | 142,000 | 207,000 | 241,000 |
| Net income | 1,095,000 | 2,138,000 | 3,127,000 | 3,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,686,000 | 15,876,000 | 16,059,000 | 16,101,000 |
| Total capital | 16,302,000 | 16,492,000 | 16,675,000 | 16,721,000 |
| Risk-weighted assets | 113,266,000 | 112,098,000 | 113,843,000 | 123,380,000 |