Call reports 2011
SECURITY BANK AND TRUST COMPANY — 2011
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 160,911,000 | 164,437,000 | 175,412,000 | 172,896,000 |
| Total loans | 107,879,000 | 114,247,000 | 113,138,000 | 110,737,000 |
| Allowance for loan losses | 705,000 | 706,000 | 614,000 | 615,000 |
| Securities available for sale | 12,350,000 | 12,357,000 | 12,157,000 | 13,471,000 |
| Securities held to maturity | 398,000 | 401,000 | 12,444,000 | 12,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,091,000 | 140,558,000 | 151,423,000 | 154,407,000 |
| Interest-bearing deposits | 116,245,000 | 120,530,000 | 129,856,000 | 131,907,000 |
| Noninterest-bearing deposits | 17,846,000 | 20,028,000 | 21,567,000 | 22,500,000 |
| Equity capital | 15,381,000 | 15,586,000 | 16,166,000 | 15,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 3,873,000 | 5,888,000 | 7,907,000 |
| Interest expense | 309,000 | 575,000 | 842,000 | 1,120,000 |
| Net interest income | 1,617,000 | 3,298,000 | 5,046,000 | 6,787,000 |
| Noninterest income | 312,000 | 588,000 | 1,222,000 | 1,490,000 |
| Noninterest expense | 772,000 | 1,547,000 | 2,352,000 | 3,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,157,000 | 2,339,000 | 4,260,000 | 4,710,000 |
| Income tax | 73,000 | 147,000 | 269,000 | 296,000 |
| Net income | 1,084,000 | 2,192,000 | 3,991,000 | 4,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,809,000 | 15,004,000 | 15,888,000 | 15,505,000 |
| Total capital | 15,515,000 | 15,710,000 | 16,503,000 | 16,120,000 |
| Risk-weighted assets | 94,664,000 | 101,486,000 | 114,102,000 | 114,401,000 |