Call reports 2010
SECURITY BANK AND TRUST COMPANY — 2010
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 172,917,000 | 172,614,000 | 165,759,000 | 161,199,000 |
| Total loans | 102,938,000 | 108,278,000 | 108,006,000 | 109,143,000 |
| Allowance for loan losses | 696,000 | 696,000 | 696,000 | 690,000 |
| Securities available for sale | 11,284,000 | 11,724,000 | 11,800,000 | 11,417,000 |
| Securities held to maturity | 389,000 | 391,000 | 394,000 | 396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,366,000 | 138,920,000 | 134,394,000 | 133,406,000 |
| Interest-bearing deposits | 114,891,000 | 114,030,000 | 116,088,000 | 114,238,000 |
| Noninterest-bearing deposits | 16,475,000 | 24,890,000 | 18,306,000 | 19,168,000 |
| Equity capital | 15,164,000 | 15,423,000 | 15,680,000 | 15,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,984,000 | 4,021,000 | 6,099,000 | 8,142,000 |
| Interest expense | 441,000 | 884,000 | 1,282,000 | 1,635,000 |
| Net interest income | 1,543,000 | 3,137,000 | 4,817,000 | 6,507,000 |
| Noninterest income | 306,000 | 569,000 | 799,000 | 1,075,000 |
| Noninterest expense | 746,000 | 1,539,000 | 2,290,000 | 3,687,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,103,000 | 2,167,000 | 3,326,000 | 3,895,000 |
| Income tax | 75,000 | 142,000 | 215,000 | 250,000 |
| Net income | 1,028,000 | 2,025,000 | 3,111,000 | 3,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,579,000 | 14,724,000 | 14,906,000 | 14,639,000 |
| Total capital | 15,275,000 | 15,420,000 | 15,602,000 | 15,329,000 |
| Risk-weighted assets | 93,680,000 | 92,906,000 | 93,263,000 | 93,411,000 |