Call reports 2009
SECURITY BANK AND TRUST COMPANY — 2009
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 147,506,000 | 157,070,000 | 164,842,000 | 165,344,000 |
| Total loans | 114,490,000 | 111,457,000 | 108,754,000 | 105,402,000 |
| Allowance for loan losses | 697,000 | 693,000 | 698,000 | 699,000 |
| Securities available for sale | 11,629,000 | 12,024,000 | 12,137,000 | 11,335,000 |
| Securities held to maturity | 1,425,000 | 212,000 | 200,000 | 387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,538,000 | 127,778,000 | 125,777,000 | 124,451,000 |
| Interest-bearing deposits | 112,646,000 | 111,221,000 | 108,835,000 | 106,217,000 |
| Noninterest-bearing deposits | 14,892,000 | 16,557,000 | 16,942,000 | 18,234,000 |
| Equity capital | 15,171,000 | 15,120,000 | 15,296,000 | 15,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,017,000 | 6,086,000 | 8,140,000 |
| Interest expense | 632,000 | 1,210,000 | 1,760,000 | 2,250,000 |
| Net interest income | 1,377,000 | 2,807,000 | 4,326,000 | 5,890,000 |
| Noninterest income | 235,000 | 456,000 | 729,000 | 973,000 |
| Noninterest expense | 761,000 | 1,496,000 | 2,331,000 | 3,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 851,000 | 1,767,000 | 2,724,000 | 3,348,000 |
| Income tax | 63,000 | 121,000 | 181,000 | 219,000 |
| Net income | 788,000 | 1,646,000 | 2,543,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,521,000 | 14,571,000 | 14,640,000 | 14,398,000 |
| Total capital | 15,218,000 | 15,264,000 | 15,338,000 | 15,097,000 |
| Risk-weighted assets | 105,050,000 | 102,311,000 | 99,621,000 | 96,555,000 |