Call reports 2006
SECURITY BANK AND TRUST COMPANY — 2006
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 145,250,000 | 136,337,000 | 138,651,000 | 146,239,000 |
| Total loans | 95,861,000 | 98,148,000 | 100,444,000 | 102,397,000 |
| Allowance for loan losses | 719,000 | 720,000 | 722,000 | 719,000 |
| Securities available for sale | 17,827,000 | 12,621,000 | 12,559,000 | 12,304,000 |
| Securities held to maturity | 2,888,000 | 2,889,000 | 2,889,000 | 2,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,372,000 | 119,800,000 | 121,962,000 | 130,293,000 |
| Interest-bearing deposits | 112,825,000 | 102,061,000 | 103,845,000 | 112,945,000 |
| Noninterest-bearing deposits | 17,547,000 | 17,739,000 | 18,117,000 | 17,348,000 |
| Equity capital | 13,602,000 | 13,920,000 | 14,381,000 | 14,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,193,000 | 6,373,000 | 8,652,000 |
| Interest expense | 662,000 | 1,378,000 | 2,171,000 | 3,067,000 |
| Net interest income | 1,407,000 | 2,815,000 | 4,202,000 | 5,585,000 |
| Noninterest income | 224,000 | 467,000 | 714,000 | 968,000 |
| Noninterest expense | 699,000 | 1,409,000 | 2,130,000 | 3,249,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 932,000 | 1,877,000 | 2,749,000 | 3,267,000 |
| Income tax | 313,000 | 651,000 | 960,000 | 1,133,000 |
| Net income | 619,000 | 1,226,000 | 1,789,000 | 2,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,793,000 | 14,180,000 | 14,524,000 | 14,608,000 |
| Total capital | 14,512,000 | 14,900,000 | 15,246,000 | 15,327,000 |
| Risk-weighted assets | 98,292,000 | 97,870,000 | 101,490,000 | 105,849,000 |