Call reports 2002
SECURITY BANK AND TRUST COMPANY — 2002
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 113,157,000 | 114,450,000 | 111,202,000 | 113,989,000 |
| Total loans | 79,406,000 | 80,839,000 | 81,851,000 | 81,341,000 |
| Allowance for loan losses | 712,000 | 737,000 | 723,000 | 757,000 |
| Securities available for sale | 19,126,000 | 18,710,000 | 15,104,000 | 14,207,000 |
| Securities held to maturity | 5,049,000 | 4,744,000 | 4,542,000 | 4,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,759,000 | 103,552,000 | 99,471,000 | 102,224,000 |
| Interest-bearing deposits | 95,002,000 | 95,117,000 | 90,303,000 | 92,289,000 |
| Noninterest-bearing deposits | 7,757,000 | 8,435,000 | 9,168,000 | 9,935,000 |
| Equity capital | 9,614,000 | 10,240,000 | 10,734,000 | 10,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,889,000 | 3,739,000 | 5,602,000 | 7,411,000 |
| Interest expense | 654,000 | 1,258,000 | 1,828,000 | 2,334,000 |
| Net interest income | 1,235,000 | 2,481,000 | 3,774,000 | 5,077,000 |
| Noninterest income | 241,000 | 487,000 | 713,000 | 962,000 |
| Noninterest expense | 679,000 | 1,389,000 | 2,343,000 | 3,357,000 |
| Provision for loan losses | 60,000 | 105,000 | 105,000 | 145,000 |
| Pretax income | 737,000 | 1,474,000 | 2,300,000 | 2,798,000 |
| Income tax | 261,000 | 520,000 | 809,000 | 998,000 |
| Net income | 476,000 | 954,000 | 1,491,000 | 1,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,132,000 | 9,504,000 | 9,917,000 | 9,969,000 |
| Total capital | 9,844,000 | 10,241,000 | 10,640,000 | 10,726,000 |
| Risk-weighted assets | 76,374,000 | 77,287,000 | 79,515,000 | 77,866,000 |