Call reports 2001
SECURITY BANK AND TRUST COMPANY — 2001
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,426,000 | 106,244,000 | 108,313,000 | 112,200,000 |
| Total loans | 74,404,000 | 77,861,000 | 79,852,000 | 80,621,000 |
| Allowance for loan losses | 718,000 | 674,000 | 664,000 | 694,000 |
| Securities available for sale | 12,619,000 | 15,279,000 | 14,617,000 | 16,426,000 |
| Securities held to maturity | 6,062,000 | 5,350,000 | 5,350,000 | 5,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,995,000 | 96,382,000 | 97,922,000 | 101,962,000 |
| Interest-bearing deposits | 91,334,000 | 88,066,000 | 89,689,000 | 92,667,000 |
| Noninterest-bearing deposits | 7,661,000 | 8,316,000 | 8,233,000 | 9,295,000 |
| Equity capital | 8,529,000 | 8,942,000 | 9,526,000 | 9,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,100,000 | 4,235,000 | 6,337,000 | 8,367,000 |
| Interest expense | 1,089,000 | 2,150,000 | 3,091,000 | 3,882,000 |
| Net interest income | 1,011,000 | 2,085,000 | 3,246,000 | 4,485,000 |
| Noninterest income | 98,000 | 280,000 | 458,000 | 858,000 |
| Noninterest expense | 611,000 | 1,231,000 | 1,837,000 | 2,839,000 |
| Provision for loan losses | 138,000 | 138,000 | 138,000 | 238,000 |
| Pretax income | 360,000 | 996,000 | 1,729,000 | 2,266,000 |
| Income tax | 119,000 | 342,000 | 601,000 | 790,000 |
| Net income | 241,000 | 654,000 | 1,128,000 | 1,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,241,000 | 8,630,000 | 9,010,000 | 8,732,000 |
| Total capital | 8,959,000 | 9,304,000 | 9,674,000 | 9,426,000 |
| Risk-weighted assets | 68,836,000 | 70,698,000 | 74,941,000 | 76,570,000 |