Call reports 2016
MILLINGTON BANK — 2016
What MILLINGTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 380,138,000 | 395,886,000 | 433,619,000 | 461,616,000 |
| Total loans | 274,541,000 | 296,437,000 | 333,274,000 | 372,483,000 |
| Allowance for loan losses | 3,671,000 | 3,869,000 | 4,044,000 | 4,476,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 70,017,000 | 50,087,000 | 42,071,000 | 41,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,613,000 | 312,755,000 | 350,617,000 | 378,299,000 |
| Interest-bearing deposits | 243,702,000 | 258,830,000 | 301,077,000 | 317,933,000 |
| Noninterest-bearing deposits | 53,911,000 | 53,925,000 | 49,540,000 | 60,366,000 |
| Equity capital | 54,415,000 | 54,732,000 | 55,095,000 | 55,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,298,000 | 6,818,000 | 10,354,000 | 14,310,000 |
| Interest expense | 529,000 | 1,068,000 | 1,654,000 | 2,320,000 |
| Net interest income | 2,769,000 | 5,750,000 | 8,700,000 | 11,990,000 |
| Noninterest income | 142,000 | 653,000 | 836,000 | 1,042,000 |
| Noninterest expense | 2,493,000 | 5,362,000 | 7,801,000 | 10,174,000 |
| Provision for loan losses | 130,000 | 320,000 | 500,000 | 800,000 |
| Pretax income | 288,000 | 721,000 | 1,235,000 | 2,058,000 |
| Income tax | 94,000 | 245,000 | 414,000 | 735,000 |
| Net income | 194,000 | 476,000 | 821,000 | 1,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,494,000 | 54,812,000 | 55,194,000 | 55,733,000 |
| Total capital | 57,677,000 | 58,205,000 | 59,098,000 | 60,183,000 |
| Risk-weighted assets | 254,178,000 | 270,968,000 | 312,225,000 | 355,934,000 |