Call reports 2013
MILLINGTON BANK — 2013
What MILLINGTON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 354,037,000 | 353,008,000 | 346,975,000 | 347,200,000 |
| Total loans | 235,027,000 | 228,000,000 | 229,835,000 | 234,585,000 |
| Allowance for loan losses | 4,543,000 | 4,270,000 | 3,980,000 | 3,579,000 |
| Securities available for sale | 334,000 | 2,000 | 0 | 0 |
| Securities held to maturity | 74,665,000 | 75,630,000 | 83,565,000 | 80,708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,363,000 | 284,067,000 | 277,648,000 | 274,157,000 |
| Interest-bearing deposits | 263,832,000 | 261,908,000 | 254,677,000 | 248,115,000 |
| Noninterest-bearing deposits | 21,531,000 | 22,159,000 | 22,971,000 | 26,042,000 |
| Equity capital | 34,906,000 | 35,257,000 | 35,563,000 | 35,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,986,000 | 5,889,000 | 8,855,000 | 11,860,000 |
| Interest expense | 674,000 | 1,356,000 | 2,011,000 | 2,651,000 |
| Net interest income | 2,312,000 | 4,533,000 | 6,844,000 | 9,209,000 |
| Noninterest income | 162,000 | 406,000 | 709,000 | 892,000 |
| Noninterest expense | 2,130,000 | 4,128,000 | 6,168,000 | 8,151,000 |
| Provision for loan losses | 175,000 | 325,000 | 475,000 | 625,000 |
| Pretax income | 169,000 | 486,000 | 910,000 | 1,325,000 |
| Income tax | 58,000 | 124,000 | 272,000 | 416,000 |
| Net income | 111,000 | 362,000 | 638,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,356,000 | 34,651,000 | 34,959,000 | 35,262,000 |
| Total capital | 37,023,000 | 37,243,000 | 37,559,000 | 37,878,000 |
| Risk-weighted assets | 211,253,000 | 205,394,000 | 206,435,000 | 208,287,000 |