Call reports 2012
MILLINGTON BANK — 2012
What MILLINGTON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 348,172,000 | 347,718,000 | 346,590,000 | 345,030,000 |
| Total loans | 247,020,000 | 244,017,000 | 242,097,000 | 239,532,000 |
| Allowance for loan losses | 2,874,000 | 3,065,000 | 2,854,000 | 5,320,000 |
| Securities available for sale | 1,000 | 8,087,000 | 0 | 0 |
| Securities held to maturity | 61,178,000 | 49,281,000 | 61,431,000 | 65,128,000 |
| Trading assets | 58,000 | 52,000 | 53,000 | 0 |
| Total deposits | 289,352,000 | 288,746,000 | 287,612,000 | 286,512,000 |
| Interest-bearing deposits | 267,760,000 | 266,547,000 | 264,263,000 | 264,180,000 |
| Noninterest-bearing deposits | 21,592,000 | 22,199,000 | 23,349,000 | 22,332,000 |
| Equity capital | 35,114,000 | 35,212,000 | 35,208,000 | 34,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,370,000 | 6,641,000 | 9,782,000 | 12,784,000 |
| Interest expense | 815,000 | 1,600,000 | 2,353,000 | 3,069,000 |
| Net interest income | 2,555,000 | 5,041,000 | 7,429,000 | 9,715,000 |
| Noninterest income | 160,000 | 345,000 | 504,000 | 681,000 |
| Noninterest expense | 1,915,000 | 3,917,000 | 5,866,000 | 7,950,000 |
| Provision for loan losses | 471,000 | 1,229,000 | 1,975,000 | 4,948,000 |
| Pretax income | 329,000 | 240,000 | 92,000 | -2,502,000 |
| Income tax | 123,000 | -19,000 | -91,000 | -1,127,000 |
| Net income | 206,000 | 259,000 | 183,000 | -1,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,556,000 | 34,675,000 | 34,666,000 | 34,175,000 |
| Total capital | 37,286,000 | 37,451,000 | 37,372,000 | 36,888,000 |
| Risk-weighted assets | 218,254,000 | 221,731,000 | 216,279,000 | 214,312,000 |