Call reports 2010
MILLINGTON BANK — 2010
What MILLINGTON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 362,468,000 | 358,893,000 | 356,084,000 | 350,801,000 |
| Total loans | 276,998,000 | 268,654,000 | 266,255,000 | 266,288,000 |
| Allowance for loan losses | 2,644,000 | 2,588,000 | 2,830,000 | 3,146,000 |
| Securities available for sale | 5,000 | 2,340,000 | 77,000 | 0 |
| Securities held to maturity | 47,925,000 | 47,476,000 | 45,952,000 | 48,858,000 |
| Trading assets | 57,000 | 46,000 | 51,000 | 64,000 |
| Total deposits | 300,751,000 | 301,876,000 | 298,732,000 | 293,286,000 |
| Interest-bearing deposits | 283,615,000 | 284,849,000 | 281,009,000 | 275,758,000 |
| Noninterest-bearing deposits | 17,136,000 | 17,027,000 | 17,723,000 | 17,528,000 |
| Equity capital | 33,157,000 | 33,435,000 | 33,731,000 | 33,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,174,000 | 8,289,000 | 12,192,000 | 16,016,000 |
| Interest expense | 1,476,000 | 2,843,000 | 4,062,000 | 5,174,000 |
| Net interest income | 2,698,000 | 5,446,000 | 8,130,000 | 10,842,000 |
| Noninterest income | 94,000 | 329,000 | 586,000 | 777,000 |
| Noninterest expense | 2,066,000 | 4,281,000 | 6,386,000 | 8,705,000 |
| Provision for loan losses | 375,000 | 850,000 | 1,325,000 | 1,675,000 |
| Pretax income | 351,000 | 644,000 | 1,005,000 | 1,239,000 |
| Income tax | 133,000 | 228,000 | 365,000 | 471,000 |
| Net income | 218,000 | 416,000 | 640,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,533,000 | 32,806,000 | 33,101,000 | 33,298,000 |
| Total capital | 35,216,000 | 35,433,000 | 35,970,000 | 36,188,000 |
| Risk-weighted assets | 240,916,000 | 235,230,000 | 230,340,000 | 230,872,000 |