Call reports 2009
MILLINGTON BANK — 2009
What MILLINGTON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 349,993,000 | 352,405,000 | 360,320,000 | 363,927,000 |
| Total loans | 269,498,000 | 278,049,000 | 281,662,000 | 276,552,000 |
| Allowance for loan losses | 1,248,000 | 1,808,000 | 2,147,000 | 2,481,000 |
| Securities available for sale | 773,000 | 265,000 | 2,000 | 528,000 |
| Securities held to maturity | 32,865,000 | 44,688,000 | 50,521,000 | 52,333,000 |
| Trading assets | 16,000 | 37,000 | 54,000 | 47,000 |
| Total deposits | 277,480,000 | 279,857,000 | 293,754,000 | 302,478,000 |
| Interest-bearing deposits | 258,417,000 | 262,308,000 | 274,756,000 | 284,459,000 |
| Noninterest-bearing deposits | 19,063,000 | 17,549,000 | 18,998,000 | 18,019,000 |
| Equity capital | 32,382,000 | 32,257,000 | 32,540,000 | 32,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,140,000 | 8,197,000 | 12,477,000 | 16,761,000 |
| Interest expense | 1,979,000 | 3,795,000 | 5,578,000 | 7,248,000 |
| Net interest income | 2,161,000 | 4,402,000 | 6,899,000 | 9,513,000 |
| Noninterest income | 104,000 | 271,000 | 438,000 | 595,000 |
| Noninterest expense | 1,972,000 | 4,139,000 | 6,129,000 | 8,093,000 |
| Provision for loan losses | 91,000 | 651,000 | 996,000 | 1,401,000 |
| Pretax income | 202,000 | -117,000 | 212,000 | 614,000 |
| Income tax | 77,000 | -55,000 | 71,000 | 225,000 |
| Net income | 125,000 | -62,000 | 141,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,741,000 | 31,635,000 | 31,917,000 | 32,241,000 |
| Total capital | 33,028,000 | 33,482,000 | 34,103,000 | 34,761,000 |
| Risk-weighted assets | 225,879,000 | 237,478,000 | 241,300,000 | 242,760,000 |