Call reports 2007
MILLINGTON BANK — 2007
What MILLINGTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 282,688,000 | 285,367,000 | 287,925,000 | 292,996,000 |
| Total loans | 234,289,000 | 234,453,000 | 237,273,000 | 242,269,000 |
| Allowance for loan losses | 920,000 | 926,000 | 943,000 | 983,000 |
| Securities available for sale | 434,000 | 3,000 | 1,000 | 1,000 |
| Securities held to maturity | 27,420,000 | 29,336,000 | 29,229,000 | 29,110,000 |
| Trading assets | 117,000 | 115,000 | 124,000 | 135,000 |
| Total deposits | 219,545,000 | 222,198,000 | 225,352,000 | 222,961,000 |
| Interest-bearing deposits | 200,544,000 | 202,901,000 | 205,784,000 | 203,377,000 |
| Noninterest-bearing deposits | 19,001,000 | 19,297,000 | 19,568,000 | 19,584,000 |
| Equity capital | 30,723,000 | 30,890,000 | 31,064,000 | 31,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,112,000 | 8,237,000 | 12,352,000 | 16,563,000 |
| Interest expense | 2,122,000 | 4,390,000 | 6,712,000 | 9,080,000 |
| Net interest income | 1,990,000 | 3,847,000 | 5,640,000 | 7,483,000 |
| Noninterest income | 1,139,000 | 1,270,000 | 1,417,000 | 1,567,000 |
| Noninterest expense | 1,743,000 | 3,475,000 | 5,209,000 | 6,773,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 60,000 |
| Pretax income | 1,386,000 | 1,637,000 | 1,828,000 | 2,217,000 |
| Income tax | 548,000 | 627,000 | 688,000 | 828,000 |
| Net income | 838,000 | 1,010,000 | 1,140,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,083,000 | 30,301,000 | 30,474,000 | 30,764,000 |
| Total capital | 31,038,000 | 31,264,000 | 31,456,000 | 31,786,000 |
| Risk-weighted assets | 192,891,000 | 193,356,000 | 194,204,000 | 198,069,000 |