Call reports 2005
MILLINGTON BANK — 2005
What MILLINGTON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 231,916,000 | 238,116,000 | 245,884,000 | 260,318,000 |
| Total loans | 182,841,000 | 188,097,000 | 196,677,000 | 210,652,000 |
| Allowance for loan losses | 594,000 | 624,000 | 630,000 | 643,000 |
| Securities available for sale | 2,000 | 1,000 | 3,000 | 1,000 |
| Securities held to maturity | 28,466,000 | 28,292,000 | 28,103,000 | 27,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,162,000 | 197,727,000 | 196,841,000 | 200,730,000 |
| Interest-bearing deposits | 189,549,000 | 188,510,000 | 186,925,000 | 192,063,000 |
| Noninterest-bearing deposits | 7,613,000 | 9,217,000 | 9,916,000 | 8,667,000 |
| Equity capital | 17,613,000 | 18,040,000 | 18,412,000 | 18,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,930,000 | 6,063,000 | 9,295,000 | 12,747,000 |
| Interest expense | 1,126,000 | 2,337,000 | 3,704,000 | 5,294,000 |
| Net interest income | 1,804,000 | 3,726,000 | 5,591,000 | 7,453,000 |
| Noninterest income | 133,000 | 332,000 | 518,000 | 672,000 |
| Noninterest expense | 1,414,000 | 2,830,000 | 4,270,000 | 5,685,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | 493,000 | 1,168,000 | 1,764,000 | 2,350,000 |
| Income tax | 190,000 | 438,000 | 662,000 | 887,000 |
| Net income | 303,000 | 730,000 | 1,102,000 | 1,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,427,000 | 17,859,000 | 18,231,000 | 18,594,000 |
| Total capital | 18,021,000 | 18,483,000 | 18,861,000 | 19,237,000 |
| Risk-weighted assets | 149,972,000 | 153,903,000 | 160,178,000 | 174,552,000 |