Call reports 2004
MILLINGTON BANK — 2004
What MILLINGTON BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 206,874,000 | 216,105,000 | 226,624,000 | 231,253,000 |
| Total loans | 157,778,000 | 169,410,000 | 178,315,000 | 181,871,000 |
| Allowance for loan losses | 507,000 | 522,000 | 537,000 | 565,000 |
| Securities available for sale | 147,000 | 1,000 | 639,000 | 243,000 |
| Securities held to maturity | 34,003,000 | 31,515,000 | 31,240,000 | 28,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,929,000 | 191,269,000 | 198,046,000 | 196,408,000 |
| Interest-bearing deposits | 178,834,000 | 183,378,000 | 189,597,000 | 188,949,000 |
| Noninterest-bearing deposits | 6,095,000 | 7,891,000 | 8,449,000 | 7,459,000 |
| Equity capital | 16,107,000 | 16,510,000 | 16,922,000 | 17,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,705,000 | 5,376,000 | 8,183,000 | 11,095,000 |
| Interest expense | 944,000 | 1,875,000 | 2,852,000 | 3,924,000 |
| Net interest income | 1,761,000 | 3,501,000 | 5,331,000 | 7,171,000 |
| Noninterest income | 125,000 | 302,000 | 460,000 | 625,000 |
| Noninterest expense | 1,274,000 | 2,582,000 | 3,885,000 | 5,238,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 60,000 |
| Pretax income | 612,000 | 1,206,000 | 1,876,000 | 2,498,000 |
| Income tax | 249,000 | 440,000 | 698,000 | 932,000 |
| Net income | 363,000 | 766,000 | 1,178,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,904,000 | 16,329,000 | 16,738,000 | 17,123,000 |
| Total capital | 16,411,000 | 16,851,000 | 17,275,000 | 17,688,000 |
| Risk-weighted assets | 128,582,000 | 136,054,000 | 144,020,000 | 148,677,000 |