Call reports 2003
MILLINGTON BANK — 2003
What MILLINGTON BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 188,809,000 | 196,992,000 | 203,417,000 | 202,657,000 |
| Total loans | 138,350,000 | 139,190,000 | 144,461,000 | 151,275,000 |
| Allowance for loan losses | 788,000 | 541,000 | 550,000 | 547,000 |
| Securities available for sale | 2,987,000 | 0 | 1,348,000 | 0 |
| Securities held to maturity | 30,432,000 | 37,606,000 | 43,523,000 | 40,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,100,000 | 180,928,000 | 186,695,000 | 184,202,000 |
| Interest-bearing deposits | 167,877,000 | 174,617,000 | 180,512,000 | 178,306,000 |
| Noninterest-bearing deposits | 5,223,000 | 6,311,000 | 6,183,000 | 5,896,000 |
| Equity capital | 14,945,000 | 15,296,000 | 15,633,000 | 16,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,300,000 | 7,945,000 | 10,715,000 |
| Interest expense | 1,074,000 | 2,121,000 | 3,130,000 | 4,101,000 |
| Net interest income | 1,594,000 | 3,179,000 | 4,815,000 | 6,614,000 |
| Noninterest income | 112,000 | 267,000 | 388,000 | 511,000 |
| Noninterest expense | 1,175,000 | 2,331,000 | 3,493,000 | 4,701,000 |
| Provision for loan losses | 30,000 | 46,000 | 55,000 | 55,000 |
| Pretax income | 501,000 | 1,069,000 | 1,655,000 | 2,369,000 |
| Income tax | 206,000 | 423,000 | 672,000 | 975,000 |
| Net income | 295,000 | 646,000 | 983,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,718,000 | 15,070,000 | 15,405,000 | 15,841,000 |
| Total capital | 15,506,000 | 15,611,000 | 15,955,000 | 16,388,000 |
| Risk-weighted assets | 109,252,000 | 110,483,000 | 115,458,000 | 119,053,000 |