Call reports 2019
NATIONAL UNION BANK OF KINDERHOOK, THE — 2019
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 632,522,000 | 648,127,000 |
| Total loans | 492,394,000 | 484,800,000 |
| Allowance for loan losses | 4,053,000 | 4,040,000 |
| Securities available for sale | 80,064,000 | 36,106,000 |
| Securities held to maturity | 2,281,000 | 2,031,000 |
| Trading assets | 0 | 0 |
| Total deposits | 554,779,000 | 568,760,000 |
| Interest-bearing deposits | 467,335,000 | 467,651,000 |
| Noninterest-bearing deposits | 87,444,000 | 101,109,000 |
| Equity capital | 68,520,000 | 70,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 6,552,000 | 13,143,000 |
| Interest expense | 1,125,000 | 2,380,000 |
| Net interest income | 5,427,000 | 10,763,000 |
| Noninterest income | 544,000 | 1,075,000 |
| Noninterest expense | 4,488,000 | 8,321,000 |
| Provision for loan losses | 233,000 | 233,000 |
| Pretax income | 1,250,000 | 3,333,000 |
| Income tax | 379,000 | 843,000 |
| Net income | 871,000 | 2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 62,933,000 | 63,741,000 |
| Total capital | 67,246,000 | 68,041,000 |
| Risk-weighted assets | 447,579,000 | 431,785,000 |