Call reports 2018
NATIONAL UNION BANK OF KINDERHOOK, THE — 2018
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 619,479,000 | 637,436,000 | 636,680,000 | 632,032,000 |
| Total loans | 463,591,000 | 477,979,000 | 491,729,000 | 490,748,000 |
| Allowance for loan losses | 4,091,000 | 4,094,000 | 4,167,000 | 4,274,000 |
| Securities available for sale | 97,486,000 | 92,214,000 | 87,873,000 | 81,680,000 |
| Securities held to maturity | 1,067,000 | 444,000 | 891,000 | 2,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,206,000 | 562,254,000 | 560,570,000 | 555,283,000 |
| Interest-bearing deposits | 466,318,000 | 470,863,000 | 469,123,000 | 466,165,000 |
| Noninterest-bearing deposits | 82,888,000 | 91,391,000 | 91,447,000 | 89,118,000 |
| Equity capital | 60,884,000 | 64,792,000 | 65,430,000 | 67,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,240,000 | 12,592,000 | 19,055,000 | 25,932,000 |
| Interest expense | 689,000 | 1,489,000 | 2,363,000 | 3,357,000 |
| Net interest income | 5,551,000 | 11,103,000 | 16,692,000 | 22,575,000 |
| Noninterest income | 890,000 | 1,497,000 | 2,098,000 | 2,695,000 |
| Noninterest expense | 4,316,000 | 8,355,000 | 12,563,000 | 16,594,000 |
| Provision for loan losses | 150,000 | 216,000 | 395,000 | 502,000 |
| Pretax income | 1,901,000 | 3,860,000 | 5,663,000 | 8,005,000 |
| Income tax | 476,000 | 976,000 | 1,441,000 | 1,937,000 |
| Net income | 1,425,000 | 2,884,000 | 4,222,000 | 6,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,252,000 | 60,195,000 | 61,080,000 | 62,464,000 |
| Total capital | 60,563,000 | 64,633,000 | 65,587,000 | 67,031,000 |
| Risk-weighted assets | 439,374,000 | 452,512,000 | 448,774,000 | 443,879,000 |