Call reports 2017
NATIONAL UNION BANK OF KINDERHOOK, THE — 2017
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 466,625,000 | 463,727,000 | 481,128,000 | 618,603,000 |
| Total loans | 332,242,000 | 338,114,000 | 345,663,000 | 459,222,000 |
| Allowance for loan losses | 3,738,000 | 3,848,000 | 3,906,000 | 4,065,000 |
| Securities available for sale | 97,042,000 | 94,492,000 | 92,939,000 | 103,617,000 |
| Securities held to maturity | 1,130,000 | 1,130,000 | 1,077,000 | 1,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,183,000 | 415,449,000 | 432,400,000 | 546,399,000 |
| Interest-bearing deposits | 350,403,000 | 350,626,000 | 359,179,000 | 461,736,000 |
| Noninterest-bearing deposits | 58,780,000 | 64,823,000 | 73,221,000 | 84,663,000 |
| Equity capital | 43,888,000 | 44,816,000 | 44,849,000 | 61,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,269,000 | 8,625,000 | 13,092,000 | 18,523,000 |
| Interest expense | 495,000 | 984,000 | 1,469,000 | 2,065,000 |
| Net interest income | 3,774,000 | 7,641,000 | 11,623,000 | 16,458,000 |
| Noninterest income | 455,000 | 911,000 | 1,354,000 | 1,872,000 |
| Noninterest expense | 3,341,000 | 6,416,000 | 9,896,000 | 13,912,000 |
| Provision for loan losses | 9,000 | 120,000 | 180,000 | 341,000 |
| Pretax income | 879,000 | 2,016,000 | 2,901,000 | 4,077,000 |
| Income tax | 376,000 | 747,000 | 1,075,000 | 1,802,000 |
| Net income | 503,000 | 1,269,000 | 1,826,000 | 2,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,079,000 | 44,483,000 | 44,676,000 | 55,507,000 |
| Total capital | 48,059,000 | 48,583,000 | 48,863,000 | 59,792,000 |
| Risk-weighted assets | 347,154,000 | 343,252,000 | 353,860,000 | 431,044,000 |