Call reports 2016
NATIONAL UNION BANK OF KINDERHOOK, THE — 2016
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 433,654,000 | 431,289,000 | 448,430,000 | 460,488,000 |
| Total loans | 328,874,000 | 323,440,000 | 319,117,000 | 332,205,000 |
| Allowance for loan losses | 3,311,000 | 3,446,000 | 3,572,000 | 3,728,000 |
| Securities available for sale | 68,007,000 | 73,907,000 | 77,288,000 | 97,528,000 |
| Securities held to maturity | 125,000 | 1,069,000 | 1,140,000 | 1,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,542,000 | 383,612,000 | 400,304,000 | 403,291,000 |
| Interest-bearing deposits | 335,390,000 | 331,686,000 | 345,405,000 | 346,235,000 |
| Noninterest-bearing deposits | 53,152,000 | 51,926,000 | 54,899,000 | 57,056,000 |
| Equity capital | 41,621,000 | 44,111,000 | 44,217,000 | 43,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,310,000 | 8,514,000 | 12,661,000 | 17,089,000 |
| Interest expense | 509,000 | 1,024,000 | 1,531,000 | 2,062,000 |
| Net interest income | 3,801,000 | 7,490,000 | 11,130,000 | 15,027,000 |
| Noninterest income | 524,000 | 1,227,000 | 1,806,000 | 2,284,000 |
| Noninterest expense | 2,694,000 | 5,685,000 | 8,816,000 | 11,738,000 |
| Provision for loan losses | 225,000 | 363,000 | 390,000 | 520,000 |
| Pretax income | 1,406,000 | 2,669,000 | 3,730,000 | 5,053,000 |
| Income tax | 464,000 | 871,000 | 1,205,000 | 1,507,000 |
| Net income | 942,000 | 1,798,000 | 2,525,000 | 3,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,921,000 | 42,919,000 | 43,287,000 | 43,945,000 |
| Total capital | 44,503,000 | 46,623,000 | 47,114,000 | 47,914,000 |
| Risk-weighted assets | 342,209,000 | 336,767,000 | 337,912,000 | 352,527,000 |