Call reports 2015
NATIONAL UNION BANK OF KINDERHOOK, THE — 2015
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 366,979,000 | 386,148,000 | 401,716,000 | 418,546,000 |
| Total loans | 286,456,000 | 294,864,000 | 313,235,000 | 319,446,000 |
| Allowance for loan losses | 2,955,000 | 2,967,000 | 2,981,000 | 3,092,000 |
| Securities available for sale | 51,261,000 | 54,439,000 | 53,083,000 | 55,228,000 |
| Securities held to maturity | 1,139,000 | 1,139,000 | 1,108,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,662,000 | 345,405,000 | 357,442,000 | 374,309,000 |
| Interest-bearing deposits | 283,854,000 | 295,782,000 | 307,126,000 | 318,839,000 |
| Noninterest-bearing deposits | 41,808,000 | 49,623,000 | 50,316,000 | 55,470,000 |
| Equity capital | 37,233,000 | 37,005,000 | 40,547,000 | 40,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,514,000 | 7,167,000 | 11,030,000 | 15,021,000 |
| Interest expense | 362,000 | 749,000 | 1,193,000 | 1,683,000 |
| Net interest income | 3,152,000 | 6,418,000 | 9,837,000 | 13,338,000 |
| Noninterest income | 393,000 | 814,000 | 1,136,000 | 1,857,000 |
| Noninterest expense | 2,565,000 | 5,548,000 | 8,148,000 | 11,170,000 |
| Provision for loan losses | 160,000 | 210,000 | 406,000 | 844,000 |
| Pretax income | 874,000 | 1,577,000 | 2,522,000 | 3,284,000 |
| Income tax | 275,000 | 478,000 | 764,000 | 927,000 |
| Net income | 599,000 | 1,099,000 | 1,758,000 | 2,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,646,000 | 36,795,000 | 40,103,000 | 40,343,000 |
| Total capital | 39,808,000 | 40,055,000 | 43,376,000 | 43,719,000 |
| Risk-weighted assets | 307,293,000 | 309,291,000 | 328,778,000 | 338,377,000 |