Call reports 2014
NATIONAL UNION BANK OF KINDERHOOK, THE — 2014
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 352,304,000 | 359,834,000 | 372,189,000 | 373,034,000 |
| Total loans | 242,703,000 | 249,727,000 | 266,833,000 | 283,382,000 |
| Allowance for loan losses | 2,882,000 | 3,025,000 | 2,625,000 | 2,795,000 |
| Securities available for sale | 63,919,000 | 73,411,000 | 72,520,000 | 64,243,000 |
| Securities held to maturity | 2,128,000 | 2,088,000 | 1,864,000 | 1,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,219,000 | 320,165,000 | 331,759,000 | 318,123,000 |
| Interest-bearing deposits | 277,625,000 | 272,691,000 | 283,199,000 | 272,523,000 |
| Noninterest-bearing deposits | 39,594,000 | 47,474,000 | 48,560,000 | 45,600,000 |
| Equity capital | 32,202,000 | 36,439,000 | 36,665,000 | 36,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,220,000 | 6,365,000 | 9,771,000 | 13,321,000 |
| Interest expense | 324,000 | 669,000 | 1,021,000 | 1,392,000 |
| Net interest income | 2,896,000 | 5,696,000 | 8,750,000 | 11,929,000 |
| Noninterest income | 626,000 | 1,017,000 | 1,413,000 | 1,868,000 |
| Noninterest expense | 2,322,000 | 4,732,000 | 7,101,000 | 9,784,000 |
| Provision for loan losses | 107,000 | 277,000 | 450,000 | 628,000 |
| Pretax income | 1,093,000 | 1,704,000 | 2,612,000 | 3,395,000 |
| Income tax | 397,000 | 547,000 | 833,000 | 998,000 |
| Net income | 696,000 | 1,157,000 | 1,779,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,620,000 | 35,826,000 | 36,106,000 | 36,374,000 |
| Total capital | 34,367,000 | 38,666,000 | 38,981,000 | 39,416,000 |
| Risk-weighted assets | 219,457,000 | 226,777,000 | 241,634,000 | 253,575,000 |