Call reports 2013
NATIONAL UNION BANK OF KINDERHOOK, THE — 2013
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 311,955,000 | 319,588,000 | 335,049,000 | 329,840,000 |
| Total loans | 217,892,000 | 229,341,000 | 243,198,000 | 245,626,000 |
| Allowance for loan losses | 2,288,000 | 2,403,000 | 2,564,000 | 2,774,000 |
| Securities available for sale | 71,520,000 | 65,727,000 | 63,887,000 | 61,729,000 |
| Securities held to maturity | 1,062,000 | 1,022,000 | 1,301,000 | 2,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,125,000 | 281,056,000 | 288,799,000 | 295,336,000 |
| Interest-bearing deposits | 244,135,000 | 245,267,000 | 251,276,000 | 255,643,000 |
| Noninterest-bearing deposits | 33,990,000 | 35,789,000 | 37,523,000 | 39,693,000 |
| Equity capital | 31,055,000 | 31,050,000 | 31,545,000 | 31,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,956,000 | 5,966,000 | 9,106,000 | 12,384,000 |
| Interest expense | 318,000 | 628,000 | 952,000 | 1,284,000 |
| Net interest income | 2,638,000 | 5,338,000 | 8,154,000 | 11,100,000 |
| Noninterest income | 349,000 | 801,000 | 1,303,000 | 1,728,000 |
| Noninterest expense | 2,056,000 | 4,217,000 | 6,146,000 | 8,538,000 |
| Provision for loan losses | 16,000 | 125,000 | 284,000 | 594,000 |
| Pretax income | 920,000 | 1,803,000 | 3,033,000 | 3,702,000 |
| Income tax | 306,000 | 575,000 | 976,000 | 1,121,000 |
| Net income | 614,000 | 1,228,000 | 2,057,000 | 2,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,002,000 | 30,363,000 | 30,936,000 | 31,195,000 |
| Total capital | 32,505,000 | 32,987,000 | 33,722,000 | 33,989,000 |
| Risk-weighted assets | 205,201,000 | 213,765,000 | 223,786,000 | 224,550,000 |