Call reports 2012
NATIONAL UNION BANK OF KINDERHOOK, THE — 2012
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 294,306,000 | 308,255,000 | 316,479,000 | 313,330,000 |
| Total loans | 201,184,000 | 205,303,000 | 210,756,000 | 215,993,000 |
| Allowance for loan losses | 2,150,000 | 2,163,000 | 2,262,000 | 2,295,000 |
| Securities available for sale | 56,559,000 | 59,564,000 | 58,740,000 | 67,012,000 |
| Securities held to maturity | 2,663,000 | 1,689,000 | 1,618,000 | 1,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,174,000 | 275,919,000 | 282,603,000 | 279,703,000 |
| Interest-bearing deposits | 234,206,000 | 246,116,000 | 247,021,000 | 241,153,000 |
| Noninterest-bearing deposits | 27,968,000 | 29,803,000 | 35,582,000 | 38,550,000 |
| Equity capital | 29,466,000 | 29,953,000 | 30,539,000 | 30,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,857,000 | 8,835,000 | 11,918,000 |
| Interest expense | 395,000 | 812,000 | 1,220,000 | 1,592,000 |
| Net interest income | 2,526,000 | 5,045,000 | 7,615,000 | 10,326,000 |
| Noninterest income | 346,000 | 761,000 | 1,399,000 | 1,882,000 |
| Noninterest expense | 1,942,000 | 4,076,000 | 6,010,000 | 8,350,000 |
| Provision for loan losses | 130,000 | 141,000 | 240,000 | 277,000 |
| Pretax income | 800,000 | 1,589,000 | 2,764,000 | 3,581,000 |
| Income tax | 259,000 | 499,000 | 889,000 | 1,128,000 |
| Net income | 541,000 | 1,090,000 | 1,875,000 | 2,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,478,000 | 28,771,000 | 29,307,000 | 29,638,000 |
| Total capital | 30,794,000 | 31,134,000 | 31,752,000 | 32,137,000 |
| Risk-weighted assets | 187,528,000 | 192,895,000 | 195,619,000 | 204,526,000 |