Call reports 2011
NATIONAL UNION BANK OF KINDERHOOK, THE — 2011
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 256,079,000 | 254,158,000 | 259,559,000 | 262,853,000 |
| Total loans | 174,398,000 | 182,460,000 | 188,536,000 | 194,117,000 |
| Allowance for loan losses | 1,682,000 | 1,793,000 | 1,916,000 | 2,019,000 |
| Securities available for sale | 61,268,000 | 49,928,000 | 47,476,000 | 46,428,000 |
| Securities held to maturity | 3,659,000 | 4,112,000 | 3,135,000 | 2,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,271,000 | 222,417,000 | 227,288,000 | 230,996,000 |
| Interest-bearing deposits | 204,591,000 | 196,498,000 | 199,166,000 | 200,508,000 |
| Noninterest-bearing deposits | 24,680,000 | 25,919,000 | 28,122,000 | 30,488,000 |
| Equity capital | 20,886,000 | 22,356,000 | 29,112,000 | 29,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,626,000 | 5,391,000 | 8,215,000 | 11,118,000 |
| Interest expense | 412,000 | 819,000 | 1,213,000 | 1,593,000 |
| Net interest income | 2,214,000 | 4,572,000 | 7,002,000 | 9,525,000 |
| Noninterest income | 291,000 | 878,000 | 1,256,000 | 1,628,000 |
| Noninterest expense | 1,768,000 | 3,512,000 | 5,463,000 | 7,681,000 |
| Provision for loan losses | 142,000 | 248,000 | 346,000 | 475,000 |
| Pretax income | 595,000 | 1,797,000 | 2,556,000 | 3,105,000 |
| Income tax | 165,000 | 470,000 | 722,000 | 828,000 |
| Net income | 430,000 | 1,327,000 | 1,834,000 | 2,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,218,000 | 21,391,000 | 27,974,000 | 28,177,000 |
| Total capital | 22,030,000 | 23,333,000 | 30,065,000 | 30,372,000 |
| Risk-weighted assets | 161,710,000 | 167,734,000 | 172,790,000 | 178,823,000 |