Call reports 2010
NATIONAL UNION BANK OF KINDERHOOK, THE — 2010
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 236,758,000 | 239,543,000 | 250,642,000 | 248,057,000 |
| Total loans | 144,106,000 | 147,639,000 | 150,290,000 | 162,051,000 |
| Allowance for loan losses | 1,322,000 | 1,374,000 | 1,406,000 | 1,538,000 |
| Securities available for sale | 64,702,000 | 64,157,000 | 71,681,000 | 64,179,000 |
| Securities held to maturity | 4,286,000 | 7,314,000 | 7,541,000 | 3,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,189,000 | 217,099,000 | 227,218,000 | 223,373,000 |
| Interest-bearing deposits | 189,438,000 | 189,556,000 | 200,557,000 | 193,868,000 |
| Noninterest-bearing deposits | 24,751,000 | 27,543,000 | 26,661,000 | 29,505,000 |
| Equity capital | 20,006,000 | 20,282,000 | 20,939,000 | 20,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,558,000 | 5,068,000 | 7,612,000 | 10,162,000 |
| Interest expense | 410,000 | 818,000 | 1,220,000 | 1,636,000 |
| Net interest income | 2,148,000 | 4,250,000 | 6,392,000 | 8,526,000 |
| Noninterest income | 294,000 | 645,000 | 924,000 | 1,227,000 |
| Noninterest expense | 1,628,000 | 4,120,000 | 5,869,000 | 7,622,000 |
| Provision for loan losses | 62,000 | 109,000 | 149,000 | 288,000 |
| Pretax income | 752,000 | 666,000 | 1,298,000 | 1,843,000 |
| Income tax | 215,000 | 123,000 | 277,000 | 348,000 |
| Net income | 537,000 | 543,000 | 1,021,000 | 1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,586,000 | 19,404,000 | 19,692,000 | 19,978,000 |
| Total capital | 21,044,000 | 20,922,000 | 21,242,000 | 21,652,000 |
| Risk-weighted assets | 137,435,000 | 141,756,000 | 146,294,000 | 155,186,000 |