Call reports 2009
NATIONAL UNION BANK OF KINDERHOOK, THE — 2009
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 218,927,000 | 220,704,000 | 238,810,000 | 238,205,000 |
| Total loans | 133,513,000 | 133,618,000 | 136,826,000 | 143,349,000 |
| Allowance for loan losses | 1,117,000 | 1,153,000 | 1,202,000 | 1,283,000 |
| Securities available for sale | 55,503,000 | 51,996,000 | 56,487,000 | 69,284,000 |
| Securities held to maturity | 3,602,000 | 3,574,000 | 3,956,000 | 4,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,676,000 | 202,020,000 | 216,424,000 | 216,086,000 |
| Interest-bearing deposits | 174,873,000 | 177,288,000 | 188,529,000 | 183,359,000 |
| Noninterest-bearing deposits | 25,803,000 | 24,732,000 | 27,895,000 | 32,727,000 |
| Equity capital | 15,957,000 | 16,219,000 | 19,408,000 | 19,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,506,000 | 4,995,000 | 7,482,000 | 10,010,000 |
| Interest expense | 633,000 | 1,154,000 | 1,639,000 | 2,085,000 |
| Net interest income | 1,873,000 | 3,841,000 | 5,843,000 | 7,925,000 |
| Noninterest income | 254,000 | 521,000 | 804,000 | 1,133,000 |
| Noninterest expense | 1,689,000 | 3,288,000 | 5,009,000 | 6,653,000 |
| Provision for loan losses | 14,000 | 18,000 | 69,000 | 141,000 |
| Pretax income | 424,000 | 1,056,000 | 1,569,000 | 2,264,000 |
| Income tax | 91,000 | 259,000 | 375,000 | 521,000 |
| Net income | 333,000 | 797,000 | 1,194,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,795,000 | 16,070,000 | 18,878,000 | 19,238,000 |
| Total capital | 17,050,000 | 17,372,000 | 20,228,000 | 20,679,000 |
| Risk-weighted assets | 125,303,000 | 125,126,000 | 128,689,000 | 137,024,000 |