Call reports 2001
NATIONAL UNION BANK OF KINDERHOOK, THE — 2001
What NATIONAL UNION BANK OF KINDERHOOK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,689,000 | 101,424,000 | 106,621,000 | 112,236,000 |
| Total loans | 52,927,000 | 56,339,000 | 57,984,000 | 64,627,000 |
| Allowance for loan losses | 494,000 | 383,000 | 440,000 | 509,000 |
| Securities available for sale | 35,454,000 | 36,544,000 | 35,267,000 | 38,329,000 |
| Securities held to maturity | 1,588,000 | 1,436,000 | 1,643,000 | 2,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,530,000 | 86,200,000 | 90,782,000 | 96,755,000 |
| Interest-bearing deposits | 75,491,000 | 75,487,000 | 79,069,000 | 82,640,000 |
| Noninterest-bearing deposits | 12,039,000 | 10,713,000 | 11,713,000 | 14,115,000 |
| Equity capital | 9,144,000 | 9,213,000 | 9,587,000 | 9,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,488,000 | 5,243,000 | 7,042,000 |
| Interest expense | 856,000 | 1,741,000 | 2,496,000 | 3,183,000 |
| Net interest income | 827,000 | 1,747,000 | 2,747,000 | 3,859,000 |
| Noninterest income | 114,000 | 240,000 | 379,000 | 532,000 |
| Noninterest expense | 613,000 | 1,315,000 | 2,042,000 | 2,939,000 |
| Provision for loan losses | 30,000 | 90,000 | 140,000 | 230,000 |
| Pretax income | 299,000 | 583,000 | 945,000 | 1,223,000 |
| Income tax | 80,000 | 150,000 | 247,000 | 299,000 |
| Net income | 219,000 | 433,000 | 698,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,930,000 | 9,044,000 | 9,208,000 | 9,332,000 |
| Total capital | 9,424,000 | 9,427,000 | 9,648,000 | 9,841,000 |
| Risk-weighted assets | 63,492,000 | 66,715,000 | 69,848,000 | 78,506,000 |