Call report 2005Q4
UNITY NATIONAL BANK — 2005Q4
The 22 measures UNITY NATIONAL BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 233,198,000 | USD | evidence → |
| Total loans | 195,599,000 | USD | evidence → |
| Allowance for loan losses | 2,445,000 | USD | evidence → |
| Securities available for sale | 18,880,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,566,000 | USD | evidence → |
| Interest-bearing deposits | 169,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,381,000 | USD | evidence → |
| Equity capital | 17,332,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,429,000 | USD | evidence → |
| Interest expense | 5,919,000 | USD | evidence → |
| Net interest income | 8,510,000 | USD | evidence → |
| Noninterest income | 1,291,000 | USD | evidence → |
| Noninterest expense | 6,446,000 | USD | evidence → |
| Provision for loan losses | 221,000 | USD | evidence → |
| Pretax income | 3,139,000 | USD | evidence → |
| Income tax | 1,038,000 | USD | evidence → |
| Net income | 2,101,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,495,000 | USD | evidence → |
| Total capital | 19,897,000 | USD | evidence → |
| Risk-weighted assets | 192,143,000 | USD | evidence → |