Call report 2004Q4
UNITY NATIONAL BANK — 2004Q4
The 22 measures UNITY NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 199,310,000 | USD | evidence → |
| Total loans | 167,333,000 | USD | evidence → |
| Allowance for loan losses | 2,259,000 | USD | evidence → |
| Securities available for sale | 13,782,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,786,000 | USD | evidence → |
| Interest-bearing deposits | 148,509,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,277,000 | USD | evidence → |
| Equity capital | 15,471,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,945,000 | USD | evidence → |
| Interest expense | 3,771,000 | USD | evidence → |
| Net interest income | 7,174,000 | USD | evidence → |
| Noninterest income | 1,090,000 | USD | evidence → |
| Noninterest expense | 4,974,000 | USD | evidence → |
| Provision for loan losses | 732,000 | USD | evidence → |
| Pretax income | 2,558,000 | USD | evidence → |
| Income tax | 839,000 | USD | evidence → |
| Net income | 1,719,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,395,000 | USD | evidence → |
| Total capital | 17,520,000 | USD | evidence → |
| Risk-weighted assets | 169,898,000 | USD | evidence → |