Call reports 2001
UNITY NATIONAL BANK — 2001
What UNITY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,999,000 | 103,570,000 | 108,065,000 | 111,632,000 |
| Total loans | 64,996,000 | 73,471,000 | 84,980,000 | 88,071,000 |
| Allowance for loan losses | 977,000 | 1,101,000 | 1,220,000 | 1,196,000 |
| Securities available for sale | 6,658,000 | 8,817,000 | 7,322,000 | 11,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,280,000 | 94,422,000 | 98,882,000 | 102,297,000 |
| Interest-bearing deposits | 72,188,000 | 87,274,000 | 91,191,000 | 94,947,000 |
| Noninterest-bearing deposits | 6,092,000 | 7,148,000 | 7,691,000 | 7,350,000 |
| Equity capital | 7,862,000 | 7,966,000 | 8,081,000 | 8,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,868,000 | 5,971,000 | 8,020,000 |
| Interest expense | 996,000 | 2,107,000 | 3,228,000 | 4,290,000 |
| Net interest income | 905,000 | 1,761,000 | 2,743,000 | 3,730,000 |
| Noninterest income | 109,000 | 270,000 | 448,000 | 692,000 |
| Noninterest expense | 752,000 | 1,547,000 | 2,429,000 | 3,364,000 |
| Provision for loan losses | 154,000 | 272,000 | 405,000 | 412,000 |
| Pretax income | 108,000 | 212,000 | 357,000 | 662,000 |
| Income tax | 0 | 0 | 53,000 | 122,000 |
| Net income | 108,000 | 212,000 | 304,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,830,000 | 7,934,000 | 8,026,000 | 8,262,000 |
| Total capital | 8,643,000 | 8,869,000 | 9,064,000 | 9,319,000 |
| Risk-weighted assets | 65,143,000 | 74,695,000 | 82,719,000 | 84,454,000 |