Call reports 2016
SECURITY STATE BANK OF LEWISTON — 2016
What SECURITY STATE BANK OF LEWISTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 63,399,000 | 63,468,000 | 63,609,000 | 67,490,000 |
| Total loans | 34,984,000 | 36,969,000 | 37,297,000 | 37,534,000 |
| Allowance for loan losses | 196,000 | 199,000 | 202,000 | 175,000 |
| Securities available for sale | 11,285,000 | 11,394,000 | 13,970,000 | 13,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,658,000 | 57,646,000 | 57,705,000 | 61,864,000 |
| Interest-bearing deposits | 39,013,000 | 39,298,000 | 39,459,000 | 39,871,000 |
| Noninterest-bearing deposits | 18,645,000 | 18,348,000 | 18,246,000 | 21,993,000 |
| Equity capital | 5,393,000 | 5,486,000 | 5,541,000 | 5,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,030,000 | 1,573,000 | 2,121,000 |
| Interest expense | 17,000 | 32,000 | 47,000 | 64,000 |
| Net interest income | 488,000 | 998,000 | 1,526,000 | 2,057,000 |
| Noninterest income | 49,000 | 99,000 | 165,000 | 238,000 |
| Noninterest expense | 561,000 | 1,071,000 | 1,576,000 | 2,095,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | -27,000 | 20,000 | 106,000 | 188,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -27,000 | 20,000 | 106,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,393,000 | 5,409,000 | 5,541,000 | 5,577,000 |
| Total capital | 5,589,000 | 5,608,000 | 5,743,000 | 5,752,000 |
| Risk-weighted assets | 42,213,000 | 43,266,000 | 44,115,000 | 45,242,000 |