Call reports 2009
SECURITY STATE BANK OF LEWISTON — 2009
What SECURITY STATE BANK OF LEWISTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 73,122,000 | 73,318,000 | 69,924,000 | 73,578,000 |
| Total loans | 49,934,000 | 48,786,000 | 46,000,000 | 46,044,000 |
| Allowance for loan losses | 804,000 | 1,863,000 | 1,295,000 | 1,408,000 |
| Securities available for sale | 13,962,000 | 13,865,000 | 14,659,000 | 13,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,482,000 | 66,038,000 | 63,413,000 | 66,928,000 |
| Interest-bearing deposits | 50,860,000 | 51,820,000 | 49,956,000 | 49,086,000 |
| Noninterest-bearing deposits | 13,622,000 | 14,218,000 | 13,457,000 | 17,842,000 |
| Equity capital | 7,949,000 | 6,574,000 | 5,767,000 | 5,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,761,000 | 2,597,000 | 3,410,000 |
| Interest expense | 217,000 | 414,000 | 604,000 | 771,000 |
| Net interest income | 680,000 | 1,347,000 | 1,993,000 | 2,639,000 |
| Noninterest income | -62,000 | 548,000 | 664,000 | 294,000 |
| Noninterest expense | 777,000 | 1,545,000 | 2,881,000 | 3,194,000 |
| Provision for loan losses | 30,000 | 1,836,000 | 2,051,000 | 2,261,000 |
| Pretax income | -189,000 | -1,486,000 | -2,275,000 | -2,522,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -189,000 | -1,486,000 | -2,275,000 | -2,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,612,000 | 6,315,000 | 5,527,000 | 5,678,000 |
| Total capital | 8,315,000 | 7,020,000 | 6,182,000 | 6,343,000 |
| Risk-weighted assets | 56,138,000 | 55,280,000 | 51,786,000 | 52,457,000 |