Call reports 2008
SECURITY STATE BANK OF LEWISTON — 2008
What SECURITY STATE BANK OF LEWISTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,448,000 | 83,363,000 | 78,787,000 | 77,357,000 |
| Total loans | 57,601,000 | 56,786,000 | 54,943,000 | 53,345,000 |
| Allowance for loan losses | 1,026,000 | 1,279,000 | 1,624,000 | 2,185,000 |
| Securities available for sale | 11,357,000 | 13,466,000 | 15,330,000 | 14,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,249,000 | 73,453,000 | 69,468,000 | 68,358,000 |
| Interest-bearing deposits | 57,042,000 | 57,064,000 | 54,005,000 | 53,491,000 |
| Noninterest-bearing deposits | 14,207,000 | 16,389,000 | 15,463,000 | 14,867,000 |
| Equity capital | 9,331,000 | 8,968,000 | 8,409,000 | 8,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,398,000 | 3,573,000 | 4,604,000 |
| Interest expense | 438,000 | 819,000 | 1,149,000 | 1,415,000 |
| Net interest income | 828,000 | 1,579,000 | 2,424,000 | 3,189,000 |
| Noninterest income | 124,000 | 252,000 | 377,000 | 519,000 |
| Noninterest expense | 688,000 | 1,412,000 | 2,141,000 | 2,943,000 |
| Provision for loan losses | 30,000 | 440,000 | 1,150,000 | 1,751,000 |
| Pretax income | 234,000 | -21,000 | -490,000 | -986,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | -21,000 | -490,000 | -986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,120,000 | 8,866,000 | 8,397,000 | 7,800,000 |
| Total capital | 9,947,000 | 9,682,000 | 9,156,000 | 8,545,000 |
| Risk-weighted assets | 65,965,000 | 64,857,000 | 59,848,000 | 58,135,000 |