Call reports 2007
SECURITY STATE BANK OF LEWISTON — 2007
What SECURITY STATE BANK OF LEWISTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 84,070,000 | 87,347,000 | 87,859,000 | 85,557,000 |
| Total loans | 59,378,000 | 62,375,000 | 62,313,000 | 57,908,000 |
| Allowance for loan losses | 586,000 | 798,000 | 830,000 | 999,000 |
| Securities available for sale | 16,496,000 | 16,378,000 | 14,842,000 | 14,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,872,000 | 73,349,000 | 77,473,000 | 75,372,000 |
| Interest-bearing deposits | 57,866,000 | 60,744,000 | 62,745,000 | 60,644,000 |
| Noninterest-bearing deposits | 12,006,000 | 12,605,000 | 14,728,000 | 14,728,000 |
| Equity capital | 8,985,000 | 8,873,000 | 9,079,000 | 9,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,891,000 | 4,277,000 | 5,761,000 |
| Interest expense | 537,000 | 1,112,000 | 1,685,000 | 2,205,000 |
| Net interest income | 860,000 | 1,779,000 | 2,592,000 | 3,556,000 |
| Noninterest income | 128,000 | 243,000 | 382,000 | 517,000 |
| Noninterest expense | 750,000 | 1,458,000 | 2,292,000 | 3,064,000 |
| Provision for loan losses | 130,000 | 358,000 | 389,000 | 610,000 |
| Pretax income | 108,000 | 206,000 | 293,000 | 399,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 106,000 | 204,000 | 291,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,863,000 | 8,960,000 | 9,048,000 | 9,054,000 |
| Total capital | 9,449,000 | 9,758,000 | 9,878,000 | 9,864,000 |
| Risk-weighted assets | 67,948,000 | 68,321,000 | 68,109,000 | 64,646,000 |