Call reports 2006
SECURITY STATE BANK OF LEWISTON — 2006
What SECURITY STATE BANK OF LEWISTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,758,000 | 88,964,000 | 87,010,000 | 86,476,000 |
| Total loans | 60,897,000 | 64,389,000 | 62,713,000 | 59,918,000 |
| Allowance for loan losses | 783,000 | 736,000 | 743,000 | 763,000 |
| Securities available for sale | 16,814,000 | 16,717,000 | 17,071,000 | 16,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,765,000 | 75,312,000 | 74,826,000 | 74,723,000 |
| Interest-bearing deposits | 61,364,000 | 61,892,000 | 60,454,000 | 60,381,000 |
| Noninterest-bearing deposits | 13,401,000 | 13,420,000 | 14,372,000 | 14,342,000 |
| Equity capital | 9,042,000 | 9,155,000 | 9,632,000 | 9,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,690,000 | 4,157,000 | 5,553,000 |
| Interest expense | 418,000 | 894,000 | 1,433,000 | 1,994,000 |
| Net interest income | 881,000 | 1,796,000 | 2,724,000 | 3,559,000 |
| Noninterest income | 119,000 | 252,000 | 403,000 | 545,000 |
| Noninterest expense | 743,000 | 1,472,000 | 2,191,000 | 2,955,000 |
| Provision for loan losses | 15,000 | 145,000 | 160,000 | 180,000 |
| Pretax income | 242,000 | 431,000 | 776,000 | 917,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 240,000 | 429,000 | 774,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,167,000 | 9,357,000 | 9,701,000 | 9,142,000 |
| Total capital | 9,950,000 | 10,093,000 | 10,444,000 | 9,905,000 |
| Risk-weighted assets | 69,255,000 | 72,292,000 | 70,769,000 | 69,342,000 |