Call reports 2005
SECURITY STATE BANK OF LEWISTON — 2005
What SECURITY STATE BANK OF LEWISTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 82,651,000 | 86,417,000 | 88,880,000 | 89,334,000 |
| Total loans | 59,301,000 | 62,774,000 | 61,298,000 | 58,699,000 |
| Allowance for loan losses | 775,000 | 819,000 | 826,000 | 763,000 |
| Securities available for sale | 15,917,000 | 17,802,000 | 16,802,000 | 16,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,254,000 | 73,548,000 | 79,034,000 | 79,459,000 |
| Interest-bearing deposits | 61,346,000 | 60,817,000 | 66,779,000 | 64,855,000 |
| Noninterest-bearing deposits | 11,908,000 | 12,731,000 | 12,255,000 | 14,604,000 |
| Equity capital | 8,655,000 | 8,978,000 | 8,888,000 | 9,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,453,000 | 3,759,000 | 5,150,000 |
| Interest expense | 294,000 | 613,000 | 1,007,000 | 1,434,000 |
| Net interest income | 909,000 | 1,840,000 | 2,752,000 | 3,716,000 |
| Noninterest income | 110,000 | 234,000 | 362,000 | 493,000 |
| Noninterest expense | 666,000 | 1,423,000 | 2,212,000 | 2,991,000 |
| Provision for loan losses | 75,000 | 151,000 | 202,000 | 202,000 |
| Pretax income | 278,000 | 500,000 | 701,000 | 1,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 278,000 | 500,000 | 701,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,760,000 | 8,937,000 | 8,929,000 | 9,146,000 |
| Total capital | 9,535,000 | 9,756,000 | 9,755,000 | 9,909,000 |
| Risk-weighted assets | 64,185,000 | 66,191,000 | 68,651,000 | 64,670,000 |