Call reports 2004
SECURITY STATE BANK OF LEWISTON — 2004
What SECURITY STATE BANK OF LEWISTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 84,838,000 | 86,167,000 | 84,807,000 | 87,479,000 |
| Total loans | 64,350,000 | 66,320,000 | 64,686,000 | 61,574,000 |
| Allowance for loan losses | 714,000 | 681,000 | 692,000 | 742,000 |
| Securities available for sale | 11,110,000 | 13,766,000 | 12,579,000 | 14,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,908,000 | 76,890,000 | 74,855,000 | 77,680,000 |
| Interest-bearing deposits | 63,944,000 | 64,766,000 | 62,690,000 | 63,923,000 |
| Noninterest-bearing deposits | 10,964,000 | 12,124,000 | 12,165,000 | 13,757,000 |
| Equity capital | 8,967,000 | 8,508,000 | 9,100,000 | 8,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,523,000 | 3,799,000 | 5,041,000 |
| Interest expense | 291,000 | 568,000 | 845,000 | 1,140,000 |
| Net interest income | 1,007,000 | 1,955,000 | 2,954,000 | 3,901,000 |
| Noninterest income | 132,000 | 270,000 | 423,000 | 548,000 |
| Noninterest expense | 663,000 | 1,309,000 | 1,919,000 | 2,606,000 |
| Provision for loan losses | 78,000 | 251,000 | 326,000 | 401,000 |
| Pretax income | 406,000 | 673,000 | 1,141,000 | 1,451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 406,000 | 673,000 | 1,141,000 | 1,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,753,000 | 8,543,000 | 9,012,000 | 8,822,000 |
| Total capital | 9,467,000 | 9,224,000 | 9,704,000 | 9,564,000 |
| Risk-weighted assets | 65,503,000 | 66,093,000 | 65,620,000 | 63,156,000 |