Call reports 2003
SECURITY STATE BANK OF LEWISTON — 2003
What SECURITY STATE BANK OF LEWISTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 83,699,000 | 85,947,000 | 88,345,000 | 90,933,000 |
| Total loans | 65,211,000 | 67,163,000 | 68,618,000 | 66,297,000 |
| Allowance for loan losses | 753,000 | 639,000 | 624,000 | 707,000 |
| Securities available for sale | 8,072,000 | 6,357,000 | 10,743,000 | 13,492,000 |
| Securities held to maturity | 180,000 | 180,000 | 150,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,503,000 | 76,287,000 | 78,744,000 | 81,639,000 |
| Interest-bearing deposits | 64,864,000 | 65,908,000 | 67,053,000 | 69,063,000 |
| Noninterest-bearing deposits | 9,639,000 | 10,379,000 | 11,691,000 | 12,576,000 |
| Equity capital | 8,393,000 | 8,572,000 | 8,794,000 | 8,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,730,000 | 4,107,000 | 5,458,000 |
| Interest expense | 405,000 | 781,000 | 1,133,000 | 1,452,000 |
| Net interest income | 955,000 | 1,949,000 | 2,974,000 | 4,006,000 |
| Noninterest income | 120,000 | 260,000 | 423,000 | 578,000 |
| Noninterest expense | 633,000 | 1,271,000 | 1,951,000 | 2,565,000 |
| Provision for loan losses | 86,000 | 228,000 | 264,000 | 351,000 |
| Pretax income | 361,000 | 715,000 | 978,000 | 1,465,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 360,000 | 714,000 | 977,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,155,000 | 8,345,000 | 8,607,000 | 8,348,000 |
| Total capital | 8,908,000 | 8,984,000 | 9,231,000 | 9,055,000 |
| Risk-weighted assets | 67,452,000 | 69,422,000 | 70,597,000 | 69,474,000 |