Call reports 2002
SECURITY STATE BANK OF LEWISTON — 2002
What SECURITY STATE BANK OF LEWISTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,087,000 | 81,288,000 | 81,746,000 | 84,690,000 |
| Total loans | 56,739,000 | 61,305,000 | 62,377,000 | 63,128,000 |
| Allowance for loan losses | 599,000 | 604,000 | 725,000 | 722,000 |
| Securities available for sale | 14,896,000 | 14,029,000 | 8,073,000 | 11,513,000 |
| Securities held to maturity | 254,000 | 253,000 | 222,000 | 181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,638,000 | 69,508,000 | 72,714,000 | 75,235,000 |
| Interest-bearing deposits | 61,562,000 | 60,677,000 | 63,355,000 | 65,425,000 |
| Noninterest-bearing deposits | 8,076,000 | 8,831,000 | 9,359,000 | 9,810,000 |
| Equity capital | 7,360,000 | 7,729,000 | 7,884,000 | 8,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,842,000 | 4,247,000 | 5,721,000 |
| Interest expense | 516,000 | 993,000 | 1,452,000 | 1,892,000 |
| Net interest income | 902,000 | 1,849,000 | 2,795,000 | 3,829,000 |
| Noninterest income | 117,000 | 243,000 | 411,000 | 546,000 |
| Noninterest expense | 592,000 | 1,225,000 | 1,886,000 | 2,563,000 |
| Provision for loan losses | 30,000 | 60,000 | 190,000 | 320,000 |
| Pretax income | 399,000 | 811,000 | 1,136,000 | 1,500,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 399,000 | 811,000 | 1,135,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,374,000 | 7,475,000 | 7,613,000 | 7,977,000 |
| Total capital | 7,973,000 | 8,079,000 | 8,338,000 | 8,699,000 |
| Risk-weighted assets | 61,606,000 | 65,834,000 | 65,512,000 | 66,381,000 |