Call reports 2024
ATLANTIC COMMUNITY BANKERS BANK — 2024
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 896,303,000 | 915,266,000 | 926,017,000 | 896,422,000 |
| Total loans | 511,505,000 | 531,307,000 | 528,834,000 | 547,463,000 |
| Allowance for loan losses | 9,445,000 | 9,263,000 | 9,727,000 | 10,961,000 |
| Securities available for sale | 164,516,000 | 164,522,000 | 167,593,000 | 166,414,000 |
| Securities held to maturity | 22,863,000 | 22,685,000 | 22,662,000 | 22,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,503,000 | 562,159,000 | 553,279,000 | 557,260,000 |
| Interest-bearing deposits | 323,779,000 | 339,791,000 | 312,870,000 | 340,919,000 |
| Noninterest-bearing deposits | 226,724,000 | 222,368,000 | 240,409,000 | 216,341,000 |
| Equity capital | 130,035,000 | 132,451,000 | 135,438,000 | 135,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,304,000 | 24,995,000 | 38,110,000 | 50,536,000 |
| Interest expense | 6,393,000 | 13,296,000 | 20,565,000 | 26,845,000 |
| Net interest income | 5,911,000 | 11,699,000 | 17,545,000 | 23,691,000 |
| Noninterest income | 2,701,000 | 5,512,000 | 9,318,000 | 13,840,000 |
| Noninterest expense | 6,022,000 | 11,910,000 | 19,590,000 | 26,872,000 |
| Provision for loan losses | 117,000 | -80,000 | 375,000 | 1,577,000 |
| Pretax income | 2,581,000 | 5,430,000 | 7,167,000 | 9,345,000 |
| Income tax | 518,000 | 1,081,000 | 1,386,000 | 1,805,000 |
| Net income | 1,901,000 | 4,015,000 | 5,258,000 | 6,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,921,000 | 138,061,000 | 135,816,000 | 137,393,000 |
| Total capital | 144,692,000 | 147,120,000 | 144,739,000 | 146,517,000 |
| Risk-weighted assets | 653,932,000 | 676,191,000 | 662,894,000 | 679,005,000 |