Call reports 2023
ATLANTIC COMMUNITY BANKERS BANK — 2023
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 907,256,000 | 871,740,000 | 858,447,000 | 894,719,000 |
| Total loans | 438,119,000 | 459,113,000 | 492,831,000 | 510,527,000 |
| Allowance for loan losses | 8,423,000 | 8,554,000 | 8,854,000 | 9,294,000 |
| Securities available for sale | 156,117,000 | 153,724,000 | 157,172,000 | 163,046,000 |
| Securities held to maturity | 23,177,000 | 23,009,000 | 22,986,000 | 22,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,089,000 | 552,459,000 | 540,367,000 | 564,179,000 |
| Interest-bearing deposits | 254,625,000 | 275,817,000 | 311,465,000 | 329,768,000 |
| Noninterest-bearing deposits | 265,463,000 | 276,642,000 | 228,902,000 | 234,411,000 |
| Equity capital | 124,006,000 | 124,616,000 | 125,016,000 | 128,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,296,000 | 19,704,000 | 30,502,000 | 42,413,000 |
| Interest expense | 4,755,000 | 9,907,000 | 15,326,000 | 21,449,000 |
| Net interest income | 4,541,000 | 9,797,000 | 15,176,000 | 20,964,000 |
| Noninterest income | 2,806,000 | 5,121,000 | 7,615,000 | 10,128,000 |
| Noninterest expense | 5,746,000 | 11,420,000 | 16,673,000 | 22,436,000 |
| Provision for loan losses | 251,000 | 383,000 | 682,000 | 1,122,000 |
| Pretax income | 1,350,000 | 3,115,000 | 5,436,000 | 7,534,000 |
| Income tax | 251,000 | 573,000 | 1,035,000 | 1,448,000 |
| Net income | 996,000 | 2,325,000 | 4,065,000 | 5,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,275,000 | 130,636,000 | 132,407,000 | 133,996,000 |
| Total capital | 137,033,000 | 138,892,000 | 141,049,000 | 142,722,000 |
| Risk-weighted assets | 579,817,000 | 613,705,000 | 649,246,000 | 654,228,000 |