Call reports 2022
ATLANTIC COMMUNITY BANKERS BANK — 2022
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 753,740,000 | 737,489,000 | 796,634,000 | 785,072,000 |
| Total loans | 339,970,000 | 349,082,000 | 374,158,000 | 417,315,000 |
| Allowance for loan losses | 8,931,000 | 8,481,000 | 8,481,000 | 8,481,000 |
| Securities available for sale | 166,107,000 | 158,896,000 | 159,281,000 | 158,282,000 |
| Securities held to maturity | 24,680,000 | 24,656,000 | 23,222,000 | 23,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,039,000 | 403,067,000 | 419,867,000 | 425,340,000 |
| Interest-bearing deposits | 83,940,000 | 117,687,000 | 119,619,000 | 179,967,000 |
| Noninterest-bearing deposits | 405,099,000 | 285,380,000 | 300,248,000 | 245,372,000 |
| Equity capital | 126,992,000 | 126,961,000 | 125,754,000 | 122,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,334,000 | 9,181,000 | 15,154,000 | 22,893,000 |
| Interest expense | 771,000 | 1,815,000 | 3,681,000 | 6,896,000 |
| Net interest income | 3,563,000 | 7,366,000 | 11,473,000 | 15,997,000 |
| Noninterest income | 2,816,000 | 6,482,000 | 9,240,000 | 12,032,000 |
| Noninterest expense | 5,423,000 | 11,085,000 | 16,376,000 | 21,963,000 |
| Provision for loan losses | -400,000 | -850,000 | -850,000 | -850,000 |
| Pretax income | 1,356,000 | 3,613,000 | 5,187,000 | 6,916,000 |
| Income tax | 272,000 | 748,000 | 1,055,000 | 1,394,000 |
| Net income | 1,047,000 | 2,763,000 | 3,958,000 | 5,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,663,000 | 130,409,000 | 131,650,000 | 127,951,000 |
| Total capital | 134,785,000 | 136,828,000 | 138,436,000 | 135,207,000 |
| Risk-weighted assets | 466,962,000 | 488,159,000 | 512,835,000 | 543,413,000 |