Call reports 2021
ATLANTIC COMMUNITY BANKERS BANK — 2021
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 727,243,000 | 766,629,000 | 728,903,000 | 733,036,000 |
| Total loans | 342,879,000 | 331,874,000 | 334,004,000 | 332,561,000 |
| Allowance for loan losses | 9,976,000 | 9,871,000 | 9,631,000 | 9,331,000 |
| Securities available for sale | 163,897,000 | 171,943,000 | 171,630,000 | 161,246,000 |
| Securities held to maturity | 15,086,000 | 16,115,000 | 20,276,000 | 21,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,273,000 | 472,786,000 | 442,565,000 | 461,990,000 |
| Interest-bearing deposits | 89,554,000 | 87,007,000 | 81,706,000 | 67,473,000 |
| Noninterest-bearing deposits | 316,719,000 | 385,779,000 | 360,859,000 | 394,517,000 |
| Equity capital | 109,807,000 | 110,792,000 | 126,964,000 | 128,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,230,000 | 8,565,000 | 12,919,000 | 17,143,000 |
| Interest expense | 1,234,000 | 2,418,000 | 3,541,000 | 4,283,000 |
| Net interest income | 2,996,000 | 6,147,000 | 9,378,000 | 12,860,000 |
| Noninterest income | 6,180,000 | 11,970,000 | 38,420,000 | 34,042,000 |
| Noninterest expense | 7,644,000 | 15,643,000 | 24,129,000 | 23,646,000 |
| Provision for loan losses | 0 | -105,000 | -345,000 | -645,000 |
| Pretax income | 1,532,000 | 2,579,000 | 24,014,000 | 23,901,000 |
| Income tax | 362,000 | 583,000 | 5,526,000 | 4,823,000 |
| Net income | 1,109,000 | 1,903,000 | 18,285,000 | 19,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,857,000 | 109,696,000 | 126,122,000 | 127,577,000 |
| Total capital | 114,381,000 | 115,256,000 | 131,701,000 | 133,484,000 |
| Risk-weighted assets | 447,271,000 | 447,695,000 | 449,694,000 | 452,091,000 |