Call reports 2020
ATLANTIC COMMUNITY BANKERS BANK — 2020
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 805,479,000 | 857,003,000 | 775,132,000 | 824,833,000 |
| Total loans | 377,334,000 | 380,286,000 | 345,415,000 | 333,509,000 |
| Allowance for loan losses | 9,121,000 | 9,976,000 | 9,976,000 | 9,976,000 |
| Securities available for sale | 117,646,000 | 119,148,000 | 119,833,000 | 160,957,000 |
| Securities held to maturity | 10,164,000 | 10,869,000 | 10,112,000 | 14,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,824,000 | 407,895,000 | 411,109,000 | 463,691,000 |
| Interest-bearing deposits | 118,558,000 | 93,260,000 | 98,949,000 | 98,400,000 |
| Noninterest-bearing deposits | 323,266,000 | 314,635,000 | 312,160,000 | 365,291,000 |
| Equity capital | 104,662,000 | 105,555,000 | 107,199,000 | 108,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,812,000 | 10,644,000 | 15,458,000 | 19,972,000 |
| Interest expense | 1,937,000 | 3,320,000 | 4,643,000 | 5,935,000 |
| Net interest income | 3,875,000 | 7,324,000 | 10,815,000 | 14,037,000 |
| Noninterest income | 5,528,000 | 10,749,000 | 16,602,000 | 22,798,000 |
| Noninterest expense | 7,943,000 | 15,957,000 | 23,207,000 | 30,843,000 |
| Provision for loan losses | 1,067,000 | 1,922,000 | 1,922,000 | 1,922,000 |
| Pretax income | 393,000 | 194,000 | 2,288,000 | 4,070,000 |
| Income tax | 24,000 | 797,000 | 1,304,000 | 1,445,000 |
| Net income | 274,000 | -484,000 | 1,099,000 | 2,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,373,000 | 104,666,000 | 106,300,000 | 107,704,000 |
| Total capital | 111,536,000 | 110,160,000 | 111,386,000 | 113,062,000 |
| Risk-weighted assets | 490,069,000 | 477,565,000 | 443,462,000 | 442,125,000 |